Use Case E-Commerce

Online shops want to sell, not manage. At the same time, the demands on risk management, payment security and fraud prevention are increasing – especially for purchases on account, instalment payments or business customers. What does this require? Real-time risk checks integrated into the checkout processes – for greater security, better decisions and fewer payment defaults.

How it works with online shops – step by step

AI Credit Score (Consumer & Business)

Whether for end customers or businesses, AI-supported credit scores provide a sound assessment of creditworthiness in seconds. This allows payment methods such as invoices or instalment purchases to be approved based on risk – without media discontinuity or manual checks.

Address check & validation

Incorrect or fake addresses? The platform automatically checks for plausibility and detects anomalies, such as multiple uses or unrealistic combinations. This reduces returns and protects against payment defaults.

Real-time fraud check

Suspicious devices, recurring patterns, known fraud attempts – the fraud check analyses risk-relevant signals during the ordering process. The system raises the alarm before any damage occurs, protecting your revenue and reputation.

Conclusion

How checkout becomes a safety net

The Digital Trust Platform provides online shops with a scalable solution for automatically identifying risks – without slowing down good customers. All checks run in the background, are completed in a flash and can be seamlessly integrated into existing systems.

Only the Digital Trust Platform can do this: all relevant verification mechanisms are available via a single API – modularly combinable and ready for use in real time. This means fewer payment defaults, less manual follow-up work and greater security when selling.